All Casino Payment Methods

If you’re interested in playing online casino games like pokies for real money, you’ll need a secure way to transfer money into your gambling account. This is one of the most important steps of your casino journey because, without a deposit, you won’t be able to enjoy the full casino experience, claim bonuses, or play any real money games.

Luckily, there are numerous casino banking options for Kiwis today, so you can rest assured that if you stick to our casino payments guide, your funds will be deposited quickly and efficiently. And if the time comes to withdraw some winnings, you can rely on secure banking options, which will get you your funds safely.

Bitcoin

Bitcoin is a relatively new payment method in the casino world, although, in the last decade, many online casinos have introduced cryptocurrencies like Bitcoin on their platforms. For those who might need to become more familiar with the cryptocurrency trend, Bitcoin is the most popular cryptocurrency available globally.

Created in 2009, Bitcoin is also the most valuable digital currency that can be used as an alternative payment method for online casino gambling, especially if anonymity is one of your key priorities.

The way Bitcoin and any other cryptocurrency work is slightly different from the way traditional payment methods work. To get started with Bitcoin, you’ll first need to download a cryptocurrency app like Binance or Coinbase and set up a wallet.

Once you’ve done so, you can connect any payment method of your choice, such as a bank card or even a digital wallet like Skrill. Then, buy your Bitcoin using this payment method, and you’ll be ready to use your Bitcoin at NZ casinos.

Bitcoin Pros and Cons

Is Bitcoin the right payment method for you? Let’s review the pros and cons of using Bitcoin at an online casino.

The biggest perk of using Bitcoin is that you can benefit from complete privacy and anonymity. Your financial details are always hidden from the casino because you don’t need to use any bank login information or credit/debit card details. Additionally, casino transactions using Bitcoin are completely hidden from your bank statements.

Another pro is that Bitcoin is one of the fastest casino payment methods offered at any NZ casino, especially for withdrawals. Deposits are generally instant no matter what banking option you use, but withdrawals can sometimes take several days. With Bitcoin, you can expect to receive your withdrawal instantly or within a couple of hours once the casino has approved the request. Finally, it’s also one of the safest casino banking options thanks to advanced firewalls, SSL encryption and other security features.

Moving on to the cons, one of the biggest concerns for many people is that Bitcoin is a highly volatile digital currency. Unlike banking with a flat rate currency like NZ dollars, the value of Bitcoin is constantly fluctuating, making it a risky option. Additionally, since it’s still a relatively new payment method, it’s still not as widely accepted by online casinos as more traditional banking methods.

PayPal

Unlike Bitcoin, PayPal is one of the oldest online payment methods, especially at online casinos. PayPal was established in 1998 and is one of the most trusted payment methods worldwide. PayPal is a digital wallet where you can store funds to use for online payments such as casino deposits, but you can also use your PayPal login details to make a direct transfer from your bank account to your casino profile. Essentially, PayPal acts as an intermediary for your casino payments so you can avoid using sensitive financial information.

PayPal Pros and Cons

Although it’s one of the most trusted and widely used payment options in the world, there are still a few facts and features of PayPal that might be considered a disadvantage, but let’s start with the pros.

One of the advantages of using PayPal is that you can enjoy all the benefits of a digital wallet, such as fast deposit times, security, and convenience. To authorise a payment, you only need your login details and an OTP (one-time password) that will be sent to your phone number or email address for extra security.

There aren’t any major disadvantages to using this payment method, but one could be that you might find a few casinos which don’t support PayPal payments. Additionally, if you’re not using the digital wallet but simply your login details, your transaction might be visible in your bank statement.

Neteller

Neteller is another one of the most frequently used casino banking options in New Zealand for two reasons. It’s accepted at nearly every casino or betting site in NZ and is also one of the most user-friendly payment options.

Neteller is a digital wallet which means you can link a payment method such as your credit/debit card, transfer funds into the wallets, and then use those funds to make a casino deposit. If you have any winnings to cash out, you can also withdraw those winnings back to your Neteller wallet.

Many Kiwis keep these funds in their Neteller wallet to be used for their next gambling session. Still, if you’ve got a big win you don’t want to risk losing during your next gambling session, you can withdraw a portion of the money to your bank account and keep an amount for future games.

Neteller Pros and Cons

One of the advantages of using Neteller is that it’s very quick to sign up for an account and get started. For some players, the fact that you need to register might be considered a disadvantage because there are other casino payment methods where you don’t need to register for an account. When you sign up, you’ll also need to verify your identity by uploading a few documents, which is one of the disadvantages, as it can take up to 48 hours to complete.

One of the main advantages of this banking option is that it’s highly secure and 100% anonymous too. With Neteller, you don’t need to worry about gambling transactions being seen by your bank, and you might also feel a lot more comfortable making a payment that doesn’t involve using bank login details or your card numbers.

There’s also the advantage that Neteller has quite high limits, making it particularly appealing to high rollers. Deposits are also free and instant, while the withdrawal fees are very minimal compared to other banking options.

Paysafecard

Paysafecard is a different banking method available in New Zealand, but it’s not the most popular payment option. If you’ve never heard of it, Paysafecard is a prepaid card that can be purchased from online or physical retailers.

In short, Paysafecard is just like a voucher, which means you can pay for your casino deposits in cash. It’s ideal if you don’t have a bank account or if you don’t want to use your bank card to pay for your deposit you can purchase a prepaid card using cash.

When you purchase a Paysafecard, you get a 16-digit PIN which you simply need to enter during your deposit when prompted. This way, the value of the Paysafecard will be transferred into your casino balance.

Paysafecard Pros and Cons

Paysafecard is one of the easiest and most convenient casino payment methods, but there are a couple of downsides to be aware of. The biggest disadvantage is that you can’t withdraw any casino winnings via Paysafecard. Most Kiwis prefer to have one default banking method for all their transactions, but it’s not possible with Paysafecard.

Another disadvantage is that the limits might be too low for some players, although you can always combine more than one prepaid card to make a bigger deposit. On the upside, Paysafecard is very safe to use, and because you’re essentially paying in cash, it’s also completely anonymous.

Ukash

Ukash was a UK-based online payment service that was also available in several parts of the world, including New Zealand. Since 2014, however, Skrill acquired it, another payment service we’ll look at in the following section. Soon after, Ukash merged with Paysafecard, which Skrill also acquired before the company acquired Ukash.

Ukash Pros and Cons

Nowadays, Ukash is no longer an accepted payment method at online casinos in New Zealand. When it was available, one of the main pros was the prepaid Mastercard which could be topped up and used for online payments, much like the previous payment method discussed above.

Skrill

Moving on to Skrill, this is another e-wallet owned by the same parent company that owns Neteller. These two digital wallets are often compared and contrasted as competitors, but they’re both owned by Paysafe Group.

Like Neteller, Skrill is a virtual wallet where you can store funds for casino deposits or any other online payment; it’s not only limited to casino payments. Funds can also be withdrawn back to your Neteller account, with the option to keep them there or send them to your main banking method.

Skrill Pros and Cons

In terms of pros and cons, Skrill is very similar to Neteller. Safety and security are the main priorities at Skrill, so you can rest assured that your account and your money are protected. Some of these security features include two-factor authentication, SSL technology with 128-bit encryption, VeriSign-certified transactions, and anti-fraud monitoring systems.

Another perk of using Skrill is the handy mobile app available for Android and iOS. The app makes it easy to make quick transactions to and from your casino account and keep track of your finances thanks to the user-friendly layout of the app.

One of the few disadvantages is that Skrill, like Neteller, is sometimes restricted when depositing to claim a bonus. Some casinos don’t allow you to use Skrill as a deposit method for your Welcome Bonus, but it can be used when making a regular deposit.

Mastercard

Mastercard is one of the biggest names in the payments industry, much like Visa. It’s definitely the most common payment method you can find at any online casino in New Zealand and any online merchant, too, for that matter.

Mastercard offers several services for users, namely credit cards, debit cards, and prepaid cards. Kiwis can choose the best product that suits their financial needs, all accepted at NZ online casinos.

Mastercard Pros and Cons

You’ll be able to enjoy multiple benefits when gambling at a Mastercard casino. One of these is that it’s highly secure with safety measures like password protection for online payments, additional mobile transaction verification, and fraud prevention technology.

Even if you’re not using your Mastercard for online gambling only, you can enjoy other perks like special offers, credit card insurance, and VIP benefits too.

As for the cons, the biggest concern for most players is using their credit or debit card number when depositing funds into their online casino account. This might not be a disadvantage to everyone, but even if you find a gambling site that you can fully trust, you might still be concerned about your transactions not being anonymous.

Maestro

Maestro is a debit card service owned by Mastercard, the company we’ve just described above, responsible for handling billions of transactions annually. Maestro offers debit and prepaid cards, which are usually accepted at any online casino where Mastercard can be used.

Maestro Pros and Cons

In terms of pros and cons, Maestro is very similar to Mastercard because it’s simply one of the services the parent company offers. If you obtain a Maestro debit or prepaid card, you can benefit from the high-end security features the Mastercard network uses. These include password protection using a Mastercard SecureCode, fraud prevention technology such as Dynamic PayPass, EMV Chip and PIN, and online fraud prevention advice. A telephone line is also available 24/7, which can be used to report any unauthorised activity on your card or lost/stolen cards.

The sophisticated security features are a big perk, and they are the reason why thousands of Kiwis use Mastercard services like Maestro for their online gambling transaction. Another perk is that, like Mastercard, Maestro is widely accepted, too, so you shouldn’t have any trouble finding an online casino where you can bank with your Maestro card.

One of the few downsides is that transactions aren’t anonymous, and you need to provide your debit card number during the deposit process. This is always the case with any card payment. Another downside is that withdrawal times can be lengthy compared to payout times for digital wallets or cryptocurrencies.

Visa

Once again, we have a payment option that certainly needs no introduction. Like Mastercard, Visa is one of the leaders in digital payments, and almost everyone owns a Mastercard, Visa, or Maestro card. Visa is somewhat more popular than Mastercard, with over three billion Visa cards used worldwide.

Visa offers similar services to Mastercard, namely credit cards, debit cards, and prepaid cards. The latter two are the most commonly used at online casinos, although credit cards are usually accepted too. If you already have a Visa card, you can get started with Visa gambling right away, and you definitely won’t have any issues finding a great NZ casino which accepts Visa payments.

Visa Pros and Cons

Starting with the pros, Visa is one of the safest payment methods you can use, just like Mastercard and Maestro. You can also benefit from a variety of features which can be useful outside of your casino activity, like contactless payments, and cashback rewards when you make purchases with your Visa card and credit card insurance.

As for the cons, the only downsides we can think of are the usual ones that come with any credit or debit card payment. These are the typical concerns about anonymity and privacy, and the fact that your card number must be used when making a casino deposit.

Interac

Interac is a Canadian digital payment method widely used by online casino players in Canada, but it’s recently become available in New Zealand too. It’s not accepted at the majority of NZ online casinos just yet, but you can still find some popular casinos which support Interac gambling.

Interac is a debit card-based payment, so you don’t need a credit card to pay with Interac. You can use the Interac E-Transfer service to make instant deposits to your gambling account and cash out winnings using the same banking method.

Interac Pros and Cons

Considering that Interac isn’t so popular in New Zealand, one of the downsides is that not all online casinos accept this payment method. Additionally, there are deposit and withdrawal limits to be aware of, but these vary between casinos.

One of the advantages of using Interac E-Transfer is that you don’t even need to register for an account to get started. If you have a bank account with a bank that’s already affiliated with Interac, you can start using this service automatically.

Apple Pay

Apple Pay is a convenient and reliable payment system recently introduced as one of the many accepted casino banking options. This payment option can now be found at several mobile casinos and is available for anyone with an iOS device.

For anyone with an Apple iPhone or iPad, this is a great payment system that can be used to make fee-free deposits that will be transferred to the casino account immediately. It’s protected by several security features like Face ID and Touch ID, among others, which is why it’s a top choice for any Kiwi with

Apple Pay Pros and Cons

The biggest advantage of using Apple Pay is that it’s incredibly easy to use and very convenient too. If you haven’t used your Apple Wallet yet, you need to add your bank card to your wallet. Once a payment method has been linked, you can easily handle all your casino transactions with a couple of taps on your smartphone, wherever you are.

Another benefit is that zero fees are involved, whether you’re depositing funds or withdrawing winnings back to your Apple Wallet. With Touch ID, you can easily authorise transactions and bank with the peace of mind of knowing that fraudulent transactions won’t be possible.

In our opinion, there aren’t any drawbacks to using this banking option except that it’s only accessible to iOS users. Naturally, if you gamble from an Android device, you won’t be able to use Apple Pay, but that’s where the next casino payment method comes in.

Google Pay

Last but not least, Google Pay is another highly recommended banking option for Kiwis who want an easy and 100% safe payment method for their casino transactions. It works just like Apple Pay but for Android smartphones or tablets.

Essentially, Google Pay works like any e-wallet you might be familiar with. You can add one or multiple cards to your Google Pay wallet and then use your Google Pay ID to authorise the payment. Both deposits and withdrawals can be completed with one or two taps, so if you find a casino which accepts this payment method, we highly recommend it.

Google Pay Pros and Cons

The pros and cons of Google Pay are much like the ones discussed above for Apple Pay, except that this payment method is exclusive to Android users only. One advantage is also the fact that payments are anonymous and very fast too. You can handle all your transactions when playing on your smartphone or desktop. You can also keep track of all your transactions through the Google Pay app, which will help you stick to your gambling budget.

One necessary disadvantage to mention is that, in most cases, you won’t be able to use Google Pay for withdrawals. This is a considerable drawback because having one payment method for all your transactions is more convenient.

Final Thoughts

In New Zealand, online gaming has become more versatile and accommodating, with various NZ Dollar casinos offering a broad spectrum of casino payment options to suit every player's needs. Those who prefer cutting-edge technology might be drawn to Bitcoin casinos, which allow for secure and innovative transactions. For those looking to begin their gaming journey with a smaller investment, a $10 deposit casino might be the perfect entry point, while more experienced players might gravitate towards the higher stakes available at $20 deposit casinos. Alongside these deposit options, many platforms provide incentives like no deposit free spins to attract new players and let them experience the games without putting down any money. Traditionalists may also appreciate the widespread availability of Visa casinos, which enable deposits and withdrawals through one of the world's most trusted payment methods. Whether you're a novice or a seasoned gamer, these diverse offerings ensure a tailored and enjoyable online casino experience.

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